The XGlobal™ Rewards Ecosystem

Your participation. Your rewards. More possibilities.

XRewards™ brings together financial incentive tracking and lifestyle benefits in one connected ecosystem. Participate in XGlobal™, track your qualifying earnings, and unlock access to the Rewards Club when you meet the applicable criteria.

One connected experience, with eligibility, benefits and applicable terms clearly distinguished.
Your XRewards™ Overview
A connected financial and rewards experience
XGLOBAL ECOSYSTEM™
Financial Incentives
Your Account
Account Financial incentive records
Wallet Wallet functionality
Card Card-related features
Rewards Club Member benefits and offers
One ecosystem. Two connected functions.

Financial incentive tracking and lifestyle reward opportunities.

Rewards Club Discover member opportunities
Financial Account Track incentive records
Wallet & Card Connected financial tools
Rewards Club Member benefit opportunities
Partner Network Offers across categories
The XRewards™ Model

Two functions. One connected ecosystem.

XRewards™ is designed to connect the financial side of participation with a separate membership experience focused on lifestyle benefits.

01

XRewards™ Financial Account

The financial side of XRewards™ is where eligible affiliate incentive records and related financial account functionality are managed.

  • ✓ Account for financial incentive records.
  • ✓ Wallet functionality for supported transactions.
  • ✓ Card-related features, subject to availability.
  • ✓ Earnings history and qualification tracking.
Explore the Financial Account
02

XRewards™ Club

The membership side connects eligible members with partner offers, potential cashback opportunities and access to selected lifestyle benefits.

  • ✓ Access to participating partner offers.
  • ✓ Potential cashback of up to 95% on qualifying offers, where advertised.
  • ✓ Lifestyle opportunities across multiple categories.
  • ✓ Eligible purchase-payment arrangements subject to applicable criteria and terms.
Subscribe to Rewards Club
The Financial Side

Your participation, clearly accounted for.

The XRewards™ Financial Account provides the framework for recording eligible financial incentives associated with your participation in the XGlobal Ecosystem™.

Account

A central place to view applicable financial incentive records and related account information.

Wallet

Wallet functionality for supported financial activities, subject to the platform's features and terms.

Card

Card-related functionality where available, subject to the relevant issuer, eligibility requirements and conditions.

Qualification Tracking

Track qualifying earnings against the applicable Rewards Club access criteria.

Inside Your Financial Account

XRewards™

Financial Account

Incentive records and account information.

Wallet

Supported wallet functionality and transactions.

Card

Applicable card services and features.

Rewards Qualification

Progress toward the applicable qualifying criteria.

The features available to an individual may depend on their account status, location, eligibility, applicable agreements and the services currently supported by XGlobal™.

Your Path to Rewards Club

Participation creates the opportunity.

Under the stated XRewards™ qualification model, affiliates who achieve at least $100 in qualifying earnings for three consecutive months qualify for access to the Rewards Club purchase benefit, subject to the applicable programme rules.

Qualification is based on qualifying earnings, not merely account registration or subscription. Check the programme rules for definitions, verification and any additional requirements.
Monthly qualifying earnings
$100+

Required in each of three consecutive months under the stated qualification model.

3 consecutive months
The Lifestyle Membership

Discover more with XRewards™ Club.

XRewards™ Club is the membership experience connecting eligible members to a network of participating partners, selected offers and lifestyle opportunities.

Partner Opportunities

Explore offers across participating merchants and selected service providers.

Cashback Offers

Discover advertised cashback opportunities, including selected offers of up to 95%, subject to individual offer conditions.

Purchase Benefits

Eligible members may access qualifying purchase-payment arrangements under the applicable programme terms.

Membership Overview

More than a membership. A connected benefits experience.

The Rewards Club is designed to help members discover participating offers across everyday services, travel, healthcare, retail and other selected categories.

  • ✓ A network of 15,000+ partners, as represented in the programme's promotional materials.
  • ✓ Access to eligible member offers and advertised cashback opportunities.
  • ✓ A pathway to qualifying purchase benefits for members who meet the applicable criteria.
  • ✓ A membership model designed around partner participation and selected lifestyle benefits.
Rewards Club Membership
$9.95 / month

Subscribe to the Rewards Club membership for access to its applicable member benefits and offers.

Join Rewards Club

Subscription, renewal, cancellation and membership conditions are governed by the checkout and applicable membership terms. Benefits are subject to eligibility and participating partner conditions.

Lifestyle Possibilities

Benefits across the things that matter.

Explore the types of services and products that may be represented through participating partners and selected programme offers.

Flights Participating travel offers
Hotels Selected accommodation offers
Car Hire Participating mobility services
Doctors Selected healthcare providers
Specialists Participating specialist services
Dentists Selected dental services
Attorneys Participating legal services
Retail Products Offers from selected merchants
Everyday Shopping Selected retail categories
Groceries Occasional offers in selected locations
Lifestyle Services Other participating providers
More Categories As participating offers become available

These categories describe potential areas of participation, not a guarantee that every service or offer is available in every country, city or membership account. Availability, pricing, cashback and provider participation may vary.

Your Journey

From participation to possibilities.

Understand the relationship between financial participation, qualification and Rewards Club purchase benefits.

Participate in XGlobal™

Take part in the applicable XGlobal activities and programme opportunities.

Track Your Earnings

Review your eligible financial incentive records through the supported account features.

Meet the Criteria

Achieve at least $100 in qualifying earnings in each of three consecutive months under the stated qualification model.

Explore Eligible Benefits

Once qualified, explore the applicable Rewards Club purchase benefits, subject to programme terms and availability.

Eligible Purchase Benefits

More flexibility for qualifying purchases.

Under the described Rewards Club model, XGlobal may arrange payment for eligible items through an applicable revolving-credit facility, with the member repaying the amount over three interest-free monthly instalments.

  • ✓ The member must meet the applicable qualification and purchase requirements.
  • ✓ The purchase must qualify under the applicable programme and payment terms.
  • ✓ Repayment obligations, due dates and any applicable fees must be confirmed in the governing agreement.
Illustrative purchase amount $300.00
1
First instalment Illustrative monthly payment
$100.00
2
Second instalment Illustrative monthly payment
$100.00
3
Third instalment Illustrative monthly payment
$100.00

Illustration only. This example divides a $300 purchase into three equal payments. It is not a financing offer or confirmation of approval. Actual eligibility, repayment dates, terms and any applicable charges are determined by the governing agreement.

Frequently Asked Questions

Understand XRewards™.

Straightforward answers about the financial account, membership, qualification and purchase benefits.

Your Next Step

Make your participation count for more.

Explore the XRewards™ ecosystem, understand the qualification pathway and discover the lifestyle opportunities available through Rewards Club.